Mobile on installments without credit card in Pakistan
A credit card is not the only way to access a phone. Zentro offers salary-based plans with employment validation, a refundable security deposit and a clear monthly amount including Zentro Protect.
Qiston par mobile: what to check
Compare the device price, deposit, monthly subscriptions, total payments and final ownership amount. Ask about return terms and device-cover exclusions. Do not assume an advertised monthly amount is the full cost of owning the phone.
How salary installments work
Browse freely and compare the current price, monthly plan and refundable security deposit. Sign in with your work email, or invite HR if your company is not on Zentro yet. Your employer only validates employment.
Know the full cost before signing
Choose an available 6, 12, 18 or 24 month plan. Monthly amounts include Zentro Protect. Eligibility depends on salary and existing commitments, with an exception-request process. Review the deposit, total instalments and price to own; these are not the same as the cash price.
Frequently asked questions
Do I need a credit card or a down payment?
No credit card is required. There is no down payment; only a refundable security deposit. Review the deposit and complete payment schedule before signing.
Can I end my plan at any time?
You can end your plan at any time, for any reason, by returning the device and paying one month's monthly payment. Your refundable deposit is returned, subject to the device's condition.
Can I own the device early?
Price to own is available early. Your order's price-to-own panel shows your agreed amount and any applicable deposit credit; ask Zentro about eligibility before paying.
What does my employer do?
Your employer only validates employment. Zentro provides the plan and support. Eligibility is checked separately against your salary and existing commitments.
Is device cover included?
Yes. Every product has Zentro Protect device cover throughout the plan. Protect is included in new displayed monthly subscriptions, subject to its terms, exclusions and claims process.